Why Start Planning for Retirement Living Now?

“Planning” is something we all do. Well, at least those of us who try to be wise and organized. But, planning early for the future isn’t only smart, it also implies confidence in one’s future.

 

So, why exactly, do experts continually encourage people of retirement age to think carefully and plan early for their retirement years? In short, because it’s better for you! Taking the time to think about what you want and exploring a variety of options allows you to be confident and happy with the decisions you make.

 

Why Start Planning NOW?

 

The younger you are when you choose to move to a Life Plan Community, the more likely you are to:

* Select the ideal residence that meets your wants and needs

* Take advantage of financial benefits and refundability options

* Enjoy abundant wellness offerings of communities like Generations at Shalom Park

* Develop friendships with like-minded people with similar interests

 

 

1: Hopes and Dreams Make a Home Ideal

 

“A house is made of bricks and beams. A home is made of hopes and dreams.”

 

This well-known quote captures the ideal of retirement living. As we age, we say we want to enjoy our retirement. Work less. Play more. Travel. Pursue hobbies. Socialize with friends. But how easy is it to do these things when our home — that many of us have lived in for decades — needs constant cleaning, upkeep, repairs, yard maintenance, and much more? For many seniors, that “Honey Do” list becomes too long and practically impossible to complete.

 

One of the most rewarding benefits that seniors enjoy when they choose a Life Plan Community is maintenance-free living. Think about that! No more worrying about mowing the lawn, shoveling snow, paying for landscaping, replacing the roof…and on and on.

 

Seniors who enjoy Life Plan Communities quickly come to realize how much time all those chores and responsibilities require. T­hey experience a new “lease on life” when they start to explore all the options for education, fitness, spirituality, community development, volunteering, and traveling that these communities offer.

 

They also have the time and freedom to make their new home exactly what they want. Finally turning that extra bedroom into an art studio. Enjoying their patio and lush garden that someone else maintains. Setting up their new home with all their treasured art, furnishings, and collections.

 

2: Planning Early Opens Up Financial Benefits

 

As you may know, most Life Plan Communities require residents to move in when they are fully “independent”. That means you don’t require assistance from caregivers or nursing staff to get through your day. As such, many communities have waiting lists for independent living residences. Today’s retirement communities offer many tailored independent living options such as free-standing homes, cottages, large or smaller apartments. Being on a waiting list helps you select the residence you want, when it – and you – are ready.

 

Planning early also allows you to take advantage of smart timing. For example, the post-pandemic housing market of 2021 has allowed many seniors to take advantage of one of the hottest seller’s markets in years. The boom in home sales in metro areas such as Atlanta, Charlotte, and Raleigh has increased demand at many Life Plan Communities as retirees realize unexpected cash flow from selling their primary residence.

 

There are other significant financial assurances of moving to a Life Plan Community:

  • Priority Lifetime Access: Life Plan Communities assure you priority lifetime access – if ever needed – to all levels of care.
  • Life Plan Contract: As the name implies, when you sign a Life Plan contract you are essentially “locking in” your monthly fee, with the guarantee of no increases, other than inflationary adjustments.
  • Assurance of Pre-Qualification: Life Plan counselors will carefully pre-qualify you, not only to confirm what you can afford, but also to assure that your finances will not run out.
  • Choice of Entrance Fee Type: Entrance fees can be partially or fully refundable.
  • Monthly Fee Options: Monthly fees can be tailored to fit your income-producing assets.

 

3: Delighting in Wellness

 

If you have friends or family members who enjoy retirement community living, it is likely that you have heard them say “If I had to do it differently, I would have moved here sooner!” Staff members of retirement communities hear it every day. Residents simply can’t believe how welcoming, peaceful, warm, and enjoyable life is in their community.

 

Life Plan Communities truly are the hidden gems of retirement living today. One of the main reasons is because these communities are dedicated to each resident’s complete wellness. “Wellness” is defined as optimal, connected health, in each of these areas:

 

 

 

Life Plan Communities are dedicated to incorporating each element of wellness into all aspects of community design and operation. From extensive fitness centers with one-on-one guidance, to continuing education classes taught by local educators, to multiple dining options and beautifully landscaped campuses that welcome walking and exploration, today’s Life Plan Communities offer a cornucopia of life-enhancing pursuits.

 

4: Discover New Friendships

 

Thousands of Americans make the move to senior living communities each year, not only seeking quality care and comfort but also new friendships and meaningful connections. However, adapting to a new place, with new people, can seem intimidating.

 

Do not fret! Here are a few tips to help you.

 

Good news:

  • Developing friendships (at any age) positively affects the immune system. It also improves mental health, decreasing feelings of depression.
  • Friendships reduce feelings of loneliness and reduce opportunities for loneliness. Studies have shown that seniors who enjoy companionship and emotional support are less likely to develop dementia than those who are more isolated.

 

Good Tips:

  • Join community events. Check out the daily calendar of events and activities.
  • Seek out activities or events that interest you and make it a priority to attend regularly.
  • Make mealtimes a social time. Invite people that you meet to join you.
  • Seek out other new residents. You can learn the ropes together, offer each other advice, and join each other in new activities.
  • Invite family or a trusted friend to join you for a meal or an event.
  • Ask for introductions. By the time you move to a community, you will certainly be familiar with a few staff members. Ask them to introduce you to people they think you will enjoy.

 

 

Learn More!

 

Generations at Shalom Park, affiliated with Aldersgate Life Plan Services, a renowned senior living provider in the Charlotte region, will soon bring a new Life Plan Community to the area unlike any other. Coming to SouthPark in 2024, Generations at Shalom Park is a new vision in active Independent Living that is Jewish in spirit, making it open to all. To learn more, call (704) 532-5400 and get a closer look at generationsatshalompark.com.

 

How to Thrive in Retirement as a Single Older Adult

 

How to Thrive in Retirement as a Single Older Adult

Adjusting to retirement can be challenging as a single older adult. You may be confronted with feelings of loneliness or isolation. However, there are many ways to make this phase of life more enjoyable. Take a look!

 

Three Great Ways to Enjoy Retirement

 

1: Stay in Touch with Loved Ones in Person

The best way to stay in touch with those you love is to see them in person. Yes, we are living through a global pandemic, and depending on where you live you may soon see a return to mandated mask-wearing, even if you are fully vaccinated.

However, if you and your friends and family are fully vaccinated, there is no reason not to welcome them to your home, or visit them in theirs. It’s safer than going out to public places where you risk being close to unvaccinated adults.

Schedule regular get-togethers, such as Sunday dinner, or movie night. If you don’t like to cook, try suggesting that everyone bring an item. Of course, there’s always DoorDash or Grub Hub who will deliver from your favorite local restaurants in less time than it takes to set a table!

 

2: Get Involved in Your Community

If you have been an active volunteer throughout your life, this is not the time to stop. The need for community support is endless. If you are new to volunteerism, you may want to explore the needs of your local community. The following organizations not only offer a wide variety of opportunities, but they all have excellent reputations.

● Help a struggling child: Senior Corps Foster Grandparents
● Help build homes for families in need: Habitat for Humanity
● Combine travel and volunteering: Road Scholar
● Shelter a dog or cat: The Humane Society
● Join the Peace Corps: The Peace Corp / Retiree Volunteers
● Help refugees and immigrant children and their families: Our BRIDGE for Kids
● Support local farmers and the community: Urban Farm
● Help first-generation students successfully navigate to and through college: GenOne

 

3: Stay (or Get) Active

If you want to preserve your health or adopt some good new habits, now is a great time to recommit yourself to regular activity. Most gyms and fitness centers have programs geared toward older adults. They are also a great environment to meet other single seniors.

Don’t be concerned if you haven’t been to a gym in ages. New members of any age are welcomed with tours of equipment, classes, and coaching options. Committing to a regular workout schedule will not only improve your physical and mental well-being, but it’s also a great way to create healthy, new friendships. Today’s fitness centers may surprise you with amenities that foster connection including cafes, coffee shops, cooking classes, and outdoor swimming pools.

 

Make the Most of Retirement Community Living

 

Be a little selfish! One of the advantages of being a single senior is that when you decide to move to a Continuing Care Retirement Community (CCRC) or a Life Plan Community, you will have endless opportunities to pursue your passions, enjoy a worry-free lifestyle, and be as social as you want to be.

Choices, choices, and more choices. The not-so-secret benefit of Life Plan Communities is their dedication to offering just about everything today’s active seniors need and want to create a fulfilling and independent retirement lifestyle. Consider amenities you truly want as you do your research.

You’ll be in good company. Single seniors might think married couples dominate the landscape in Life Plan Communities, but that is far from true. Today, 45 percent of Americans over the age of 65 are divorced, separated, or widowed. While married couples do enjoy retirement living, the majority of residents in Life Plan Communities are single.

As the social landscape changes and as healthy seniors can live well into their 80s, 90s, and beyond, retirement communities have become particularly adept at providing help and social opportunities for seniors who live alone. Retirement communities are some of the best places to meet other single seniors who are seeking new relationships, whether romantic or platonic.

 

Choose A Top Retirement Destination

 

When you choose to retire to a city or state that is not your hometown, “destination retirement communities” are particularly tempting for single seniors. They offer attractive environments, new people, and endless venues to discover, as well as a serious commitment to wellness.

If you have decided that a retirement destination is for you, be sure to consider the following criteria.

Location. Loving the setting you choose is incredibly important when choosing a destination CCRC. Does it comfort you and delight you? Choose where you’ll live because you love it. Not to please someone else or to entice others to visit.

Climate. Just because you have friends in Florida, doesn’t mean it’s right for you. If you enjoy four distinct seasons, choose accordingly. Make sure you know what each season is like and be sure to visit any destination retirement community you are considering.

Proximity to what matters: For many destination retirees, what matters most regarding
location is a nearby airport! Activities and fine dining are offered in abundance inside senior living communities, and many communities have salons, fitness centers, even tennis and golf. Maybe you really want to be near an NFL or NBA team. Whether you want to walk to the beach, or have an airport within a short drive, “What do I want to be close to?” is an important question to answer.

 

Consider Charlotte – A Top Retirement Destination

 

Thanks to its mild climate, accessible location, and dynamic cultural landscape, Charlotte, NC is considered one of the best places for single seniors to retire.

Boasting a rich history and a thriving economy, Charlotte is the cultural, economic, and transportation center of the surrounding metro area. For sports lovers, Charlotte boasts nine professional and semi-professional sports teams including the Charlotte Knights (Triple A baseball), the NBA Charlotte Hornets, and the NFL Carolina Panthers.

Charlotte is home to several leading colleges and universities as well as top hospitals, medical centers, and several magnet hospitals, making it possible to find specialists for anything that you might need.

With a lower-than-average cost of living, and reasonable housing and real estate prices, Charlotte boasts six Continuing Care Retirement Communities (CCRCs) – also called Life Plan Communities in the metro area, including Generations at Shalom Park.

 

Learn More!

Generations at Shalom Park, affiliated with Aldersgate Life Plan Services, a renowned senior living provider in the Charlotte region, will soon bring a new Life Plan Community to the area unlike any other. Opening in 2024, Generations at Shalom Park is a new vision in active Independent Living that is Jewish in spirit, making it open to all. To learn more, call 704-532-5400 and get a closer look at generationsatshalompark.com.

Enjoyable Ways to ‘Live Active’ in Charlotte, N.C.

There’s a lot of talk these days about living longer and the benefits of “active living” in retirement. For those who have made regular exercise a part of their everyday lives, retirement gives them the opportunity to continue with their routines, try something new or spend more time outside. For others who have not had a consistent exercise routine, retirement opens the door wide to new fitness opportunities and the time and desire to commit yourself to a healthier lifestyle.

When you choose to retire to a city or state that is not your hometown, “destination retirement communities” are particularly tempting for active seniors because they offer new places, new people and new venues to discover, as well as a serious commitment to wellness. Thanks to the mild climate, accessible location and dynamic cultural landscape, retiring in Charlotte, N.C., offers plenty of ways to enhance your active lifestyle.

Exploring Charlotte’s Rich History

Charlotte was settled by Europeans in 1768 and has never slowed its steady pace of growth or its pursuit of prosperity. There’s a lot of interesting history in Charlotte, from its humble trading stop and gold mining beginnings before the American Revolution to its growth as a railroad junction and then as a major cotton distribution center.

Today, it is one of America’s largest banking centers and one of the nation’s top-ranked retirement destinations, according to Forbes magazine. There are many ways to explore Charlotte’s unique history — here are a few that will engage both your brain and body.

History Walks & Tours

Each of these unique tours showcases Charlotte’s charm in an intimate and friendly fashion. Comfortable and customer-focused, these tours offer a way to listen and learn, as well as walk and explore various points of interest. Just click on the links below to learn more!

Carolina History & Haunts Tour

Charlotte Center City Carriage Tours

Charlotte Liberty Walk

Charlotte NC Tours

Queen City Rides

Funny Bus Comedy City Tour

Get Outdoors!

There are plenty of fun things to do in Charlotte, especially if you want some fresh air and exercise while doing it! Whether you prefer to explore mountains, rivers and lakes or trek through nature-filled trails, Charlotte invites you to experience every kind of outdoor activity under the sun. Lace up your tennis shoes, slather on some sunscreen and get ready for adventure!

  • Carolina Thread Trail: Thisan award-winning, truly one-of-a-kind regional network of connected greenways, trails and blueways reaches 15 counties, two states and 2.9 million people. There are over 300 miles of trails and 170 miles of blueways open to the public — linking people to places and communities to each other. The Carolina Thread Trail preserves natural areas and provides outdoor benefits for people of every age.
  • Freedom Park: For a tranquil afternoon, walk along the fully paved trail around Freedom Park’s 7-acre lake. Ample green space makes the area a delightful choice for a picnic with plenty of favorites for takeout nearby. If you want to continue your outdoor adventure, this loop connects to Little Sugar Creek Greenway.
  • James Boyce Park: Located near SouthPark, this 73-acre unspoiled park offers multipurpose trails and picnic shelters, as well as playgrounds for children.
  • Ramsey Creek Park: Known for its beachy feel, this Lake Norman waterfront park stretches almost 44 acres. You’ll find a dog park, beach, fishing pier, loading docks and 1.5 miles of nature trails.
  • US National White Water Center on the Catawba River: Includes action-packed activities like canoeing, stand-up paddleboarding, hiking, concerts, and dining.

Fitness Classes Catered to You

YMCA of Greater Charlotte:

For more than 150 years, the YMCA has offered community-based fitness centers for people of all ages. Over the years, it has built an outstanding reputation for creating fitness programs for very targeted groups — particularly seniors. Whether you are a regular gym attendee or haven’t been to one since Jane Fonda wore leggings, you’ll be pleasantly surprised at the cost, care, attention and variety the Y offers. From very low-intensity stretching classes to water aerobics and weight training, you will be sure to improve your fitness levels at the YMCA of Greater Charlotte.

 

ReBalance Fitness and Nutrition: 

With a particular emphasis on seniors who want to improve their health, ReBalance offers one-on-one trainers who are committed to learning about you to ensure a safe and customized plan for your lifestyle, time, body type, budget and personal goals. It creates affordable and realistic workouts to get results, and it works with you no matter what level of fitness you’re at today.

 

Get Fit at Your CCRC

With a lower-than-average cost of living and reasonable housing and real estate prices, Charlotte boasts six Continuing Care Retirement Communities (CCRCs) — also called Life Plan Communities — in the metro area, including Generations at Shalom Park.

Today’s Life Plan Communities offer a well-rounded and highly personalized approach to helping you achieve your fitness goals. Whether they have on-site fitness facilities or offer unlimited access to a partnering fitness center, you can be assured you will find the guidance and support you want. At Generations at Shalom Park, residents enjoy access to personal trainers, wellness advisers, a 54-acre campus with walking trails and a partnership with the state of the art Levine Jewish Community Center.

 

Learn More!

To learn more about our unmatched offerings, visit us online or call 704-532-5400. Generations at Shalom Park has collaborated with Aldersgate Life Plan Services, a renowned senior living provider in the Charlotte region, on the construction of 125 new independent living residences set to open in 2024.

Find the Joy in Planning for Retirement Today

The Joy in Finding the Right Retirement Community

We all know waiting too long to make big life changes – having children, starting a business or planning for retirement – actually makes the process harder. So, what makes it easier? A simple change of perspective. Being human, many of us tend to put off what we perceive as difficult or challenging. Shifting our mindset will actually make it easier to take the first steps toward change.

Facts and a Fresh Perspective:

Acclaimed writer and speaker Wayne Dyer famously said, “If you change the way you look at things, the things you look at change.” The best way to clarify a new perspective is with facts. Take a look at the facts supporting planning for retirement today.

 

Take Advantage of Financial Assurances, Choices and Options:

Moving to a senior living community can be one of the smartest financial decisions you make simply because Life Plan Communities (also known as a Continuing Care Retirement Communities or CCRCs) provide financial assurances.

  • Priority Lifetime Access: Life Plan Communities assure you priority lifetime access – if ever needed – to all levels of care offered by a community, usually at reduced rates.
  • Assurance of Pre-Qualification: Life Plan counselors will carefully pre-qualify you not only to confirm what you can afford but also to assure that your finances will not run out.
  • Choice of Entrance Fee Type: Entrance fees can be partially or fully refundable.

 

Plan Now to Protect Your Finances:

Life Plan Communities want to make sure your decision to move to their community is the best decision for you and for them. Highly trained Sales Counselors will encourage you to consult with your trusted financial advisers before making any decisions.

Working together, the Sales Counselor and your team of advisers can help you take advantage of strong housing markets (like today’s), adjustable investment strategies and the cost-savings benefits CCRCs and Life Plan Communities offer, such as becoming a Genesis Club Member.

Sales Counselors will help you understand what your existing health insurance plans and any supplemental insurances cover. Supplemental insurances may include Medicare, veterans benefits and long-term care insurance. People are often surprised to find retirement living doesn’t have to be 100% self-funded.

Additionally, tax preparers have cited IRS rulings that provide substantial tax benefits in Life Plan Community contracts. Portions of community entrance and monthly service fees may be classified as deductible, or prepaid or ongoing medical expenses. This supports estate protection, ensuring a legacy for future generations.

Stop Worrying & Live Better:

Over a lifetime, many of us have become experts at worrying. The best “cure” is good planning. One of the many benefits of getting serious about retirement planning is getting it DONE. Once the decisions are made, the contract signed, and family and friends are informed, you really can relax. Enjoy. Try new things. Look forward to positive changes – and fewer day-to-day responsibilities.

If you think this is cliched advice, consider these eye-opening findings thanks to the groundbreaking five-year Age Well Study published in 2018 by the Mather Institute on Aging in conjunction with Northwestern University.

  • Over two-thirds of residents surveyed said moving to a Life Plan Community “somewhat or greatly improved” their social wellness – a person’s sense of connectedness and belonging within their community.
  • A majority of respondents stated they “wished they had moved in sooner” because they didn’t fully understand the degree of enjoyment they would find at a CCRC.
  • Life Plan Community residents tend to have greater emotional, social, physical, intellectual and vocational wellness than the demographically similar control group from a Health and Retirement Study conducted by the University of Michigan.

Many seniors don’t move into retirement communities early enough to enjoy all they have to offer – particularly Independent Living residences. Those that make the move sooner rather than later are able to enjoy the abundance of benefits for years before possibly needing higher levels of care.

 

Design Your Best Life:

As we like to say here at Generations, “The goal of our community is not to change your life. It’s to provide you with a framework and the tools to make the life you live as comfortable and rewarding, or as challenging and exciting, as you want it to be.”

When you choose to move to a CCRC or Life Plan Community, it’s important to remember you are still in control of your life. You just have an extra hand when and if you need it. Be smart and take advantage of the dozens of features and amenities that are waiting to enrich your every day.

You’ll want to show off your new home to family and friends. Today’s CCRCs are not at all like retirement communities of the past. With open floor plans, choices of large and smaller apartments or homes, accommodations are stunningly beautiful and easy to enjoy. Large balconies and patios and senior-friendly designs make it easy to welcome and entertain loved ones.

 

Learn More!

Generations at Shalom Park, affiliated with Aldersgate Life Plan Services, a renowned senior living provider in the Charlotte region, will bring a new life plan community to the area unlike any other. Coming to SouthPark in 2024, Generations at Shalom Park is a new vision in active Independent Living that is Jewish in spirit, making it open to all. To learn more, call 704-532-5400 and get a closer look at generationsatshalompark.com.

 

 

A Comprehensive Guide to Senior Living in Charlotte, NC

Choosing a senior living community is not as complicated as it may seem, as long as you do your homework and make a plan. This process can also be surprisingly fun as it’s all about making decisions that suit your desires and your needs. This guide provides you with essential terminology and explains the various retirement living options available today. We’ll also help you determine where to start and the steps that will help you find a home that suits all your needs.

Retirement Living Options: The Big Picture

When considering your retirement living options, there are three overarching choices:

  1. Aging In Place (staying in your own home)
  2. Single Service Rental Retirement Communities (also called “free-standing” communities)
  3. Comprehensive, Continuing Care Retirement Communities (also called “blended” communities or Life Plan Communities)

Aging In Place: Know The Risks

Aging in place is defined as “the ability to live in one’s own home and community safely, independently, and comfortably, regardless of age, income, or ability level.” The keyword in this definition, and the word that hides the complexities of aging in place is “ability.”

Aging in one’s own home provides seniors with many benefits, particularly the comfort of what’s familiar. A neighborhood support system, nearby friends and family, and established routines all help us feel safe in our home. Emotional ties to one’s home and the wealth of memories made there can make the thought of moving quite frightening.

But, as needs change, there are some clear disadvantages to staying in one’s home. Here are some of the most common risks to be aware of:

  • The burden of homeownership: As we age, the physical challenges of cooking, housekeeping, and frequent maintenance projects can become overwhelming. Bringing in outside help can provide relief, but the costs can be daunting, particularly if maintenance projects have been delayed or overlooked.
  • Isolation and loneliness: Many seniors lose the ability to drive as they age, requiring them to rely on others. Not wanting to be a burden creates a greater likelihood of isolation which can lead to loneliness.
  • Slips and falls: Falls are one of the major causes of injuries among seniors. Slips and falls occur because of poor bone health, low metabolism, and decreased brain health. The greatest danger when a fall occurs is the inability of a senior to get immediate help, or even reach a phone if they live alone.
  • Lack of skilled care: Being a family caregiver is often an involuntary role that adult children take on out of necessity. But it is not an ideal solution. Hiring professional caregivers to come into the home on a regular basis can alleviate much of this burden, but the costs add up quickly.

 

Single Service Rental Communities: Pay for What You Need

Single service retirement communities offer monthly rental options. These communities fill a need for seniors that want short-term, relatively affordable retirement housing.

The biggest downside of single-service retirement communities is that if your health needs exceed what is provided, you’ll need to find a different community that can meet those needs. Finding your next single service retirement community can be challenging if desired communities are full or have a long waiting list. The impact of moving several times is tiring and costly. Learn more about the different types of rental communities and the associated costs below:

  • Rental independent living communities do not provide nursing or medical care, therefore they are not regulated or licensed by the state in which they operate. Monthly rental fees are 100% private pay or “out-of-pocket.” As rental ILCs do not offer assistance with daily activities or healthcare, it can often be a short-term move for many seniors.
  • Rental assisted living communities provide assistance with “Activities of Daily Living” (ADLs) which include bathing, dressing, and grooming. ALCs charge a one-time entrance fee or community fee. The monthly fee is higher than in independent living communities because ALCs are staffed with licensed caregivers who provide medication and low to moderate levels of health care. ALCs are state-licensed and are inspected regularly.
  • Rental memory care communities are dedicated to providing a secure, physically safe, and emotionally and socially supportive environment to residents with dementia or Alzheimer’s disease. MCCs provide very low resident-to-caregiver ratios, which makes their monthly cost higher than in Assisted Living.
  • Skilled nursing communities provide short and long-term rehabilitation and medical care. The overarching commitment of SNCs is to help residents return to home or to their retirement community. Most, SNCs accept Medicaid payment. Even if residents pay out-of-pocket or with long-term care insurance, due to the high cost, some may eventually “spend down” their assets while living in skilled nursing. Therefore, it’s important to know if the SNC you chose will accept Medicaid.

 

Life Plan Retirement Communities: All You Need And Want, In One Place

Life Plan retirement communities (also called CCRCs, or continuing care retirement communities) are comprehensive, full-service, lifestyle-oriented retirement communities. They are dedicated to providing residents with security and choice by offering a continuum of care and a commitment to active living and wellness.

What is a Continuum of Care?

A continuum of care simply means that all levels of health care one could need are offered by one community. By providing a continuum of care, seniors have the assurance of knowing that their health care needs will be met no matter how their needs change as the years go on.

While most residents move into a Life Plan Community at the independent living level, they have priority access to higher levels of care – in-home assistance, assisted living, memory care, skilled nursing, or rehabilitation care – in the future, should they need them.

How Do Life Plan Communities Offer Financial Security?

Another reason that Life Plan Communities have become synonymous with security is that many strive to provide a home and assistance for residents even if the senior is unable to meet their financial commitment to the community. In reality, the chances of a resident requiring financial assistance from a Life Plan community or a CCRC are relatively low, because most require financial qualification before moving in.

Many people fund the entrance fee with the sale of their existing homes. Furthermore, many Life Plan communities offer a partial or fully refundable entry fee, meaning it can be returned to you or your estate. Read more about the specifics in our blog post, Understanding the Cost of Senior Living.

Location: Choosing WHERE You Want to Live

When evaluating retirement options, one of the most important considerations is location. While some seniors choose to stay in their home state or city, many decide to move to a destination retirement community. With its mild climate, accessible location, and dynamic sports, cultural, and dining scenes, Charlotte, NC easily sits at the top of lists of best places to consider for your retirement.

Boasting a rich history and a thriving economy, Charlotte is the cultural, economic, and transportation center of the surrounding metro area. Top universities, banks, and medical centers combined with a lower than average cost of living, and reasonable housing and real estate prices make Charlotte hard to beat and a good investment.

A mild climate, four distinct seasons, and the gently rolling hills of central North Carolina are undoubtedly some of the reasons that Charlotte boasts six Life Plan or Continuing Care Retirement Communities in the metro area, including Generations at Shalom Park.

If your retirement plans include watching sports, you might be surprised to know that Charlotte is home to nine professional and semi-professional sports teams, including the NFL’s Charlotte Panthers, and the NBA’s Charlotte Hornets. And if you love NASCAR, well then you will truly be at home in Charlotte!

If you prefer to do the sporting yourself, Charlotte is blessed with an ever-expanding unique web of parks and green spaces. Over 30 miles of greenways have been developed over the past several years, and almost 150 miles are still being planned. The greenway system is quickly becoming the country’s finest and proudly welcomes people of all ages to walk, run, bike, hike, and more.

For those whose ideal retirement experience includes dining out as often as possible, Charlotte’s reputation as a gourmet destination will make their mouths water. Charlotte is home to the famed Johnson & Wales University, known for its award-winning culinary programs. Students and graduates from the university are often employed by local restaurants, making Queen City’s cuisine hard to beat.

 

Staying Healthy: What Does Wellness Really Mean?

For many people, retirement opens up time and opportunities to get moving, keep moving, or try new ways to get fit and have fun. But staying healthy isn’t just about eating well and getting exercise. Life Plan communities are dedicated to incorporating the seven key dimensions of wellness into all aspects of the community.

Because comprehensive wellness is a driving force in Life Plan communities when you visit them online and in-person you will notice that every one of the dimensions of wellness is incorporated into the community’s design, management, and operations.

From extensive fitness centers with one-on-one guidance to continuing education classes taught by local educators, to multiple dining options and beautifully landscaped campuses that welcome walking and exploring, Life Plan communities truly offer a cornucopia of life-enhancing pursuits.

 

Planning Your Move: It’s More Than Just Downsizing

Making a smooth transition into senior living requires patience and planning. If you have chosen your retirement home or are still narrowing down your choices, here are some tips on making the move as easy as possible.

  • Be gentle with yourself. The transition from a home you’ve known for many years to a new senior living community can be emotionally challenging. It’s important to remember that all feelings are perfectly normal. One of the best ways to process these feelings is to talk them over with those you love and trust. Sharing your fears and concerns will go a long way to reducing worry and apprehension.
  • Take another tour. Visiting your chosen retirement community once or twice may very well not be enough for most people. Taking another tour will allow you to meet other residents, and become more familiar with the layout of the community.
  • Attend activities and events. One aspect of senior living that many new residents look forward to is enjoying a whole new array of activities and special events. It’s never too late in life to discover something you love.
  • Plan for visitors. There is no doubt that you will be meeting new friends and neighbors quickly. But it’s important to have some familiar faces join you for lunch or dinner within your first week. Set up a few dates before you move in.
  • Make a plan for downsizing. Let’s face it – no one likes to move. But planning ahead with plenty of time can help you get through downsizing and moving with ease.

 

To learn more about the unmatched offerings at Generations at Shalom Park, visit us online at https://generationsatshalompark.com/. Generations is affiliated with Aldersgate Life Plan Services, a renowned senior living provider in the Charlotte region.

Set to open in 2024, Generations at Shalom Park will be a culturally Jewish Life Plan Community that inspires, comforts, and rejuvenates while embracing and honoring residents of all faiths, backgrounds, and ages. Call 704-532-5400 today to learn more about us, and about becoming a Charter Member.

 

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